A cash loan is a short term loan which can be paid off over a short period of time upto 12 months
You can apply for £100 to £1,000. The lender will tell you how much you qualify for when you submit the application.
If approved by lender, The electronic transfer can be in no time. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit
You can search over 40 lenders, based on your requirements and criteria.
If you have a cash flow problem, the textloanltd.co.uk iis your best solution. A simplified application and quick approval with 24/7 online support available for you.
We use the most up to date and technologically advanced equipment and software to protect your privacy.
* If approved, electronic transfer can be within same day. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit
Apply Online in minutes
Fill the online application form on this website to get approval from lender. You can borrow up to 1000 pounds. Once your loan amount is approved, you can get cash transfer into your bank account anytime after signing your loan agreement. These loans are designed to help with your cash flow and financial issues and are to be repaid on your next payday.
Panel of 40 plus lender
You can search over 40 lenders, based on your requirements and criteria. If possible, we will match you with a lender within minutes.
Reliable and convenient repayment terms, the loan amount would be directly debited from your bank account on the due date.
Lender may perform a credit check upon application. We are not a lender and do not make credit decisions. Any consumer queries should be directed to lenders.
Important Information: Collection Practices
Once you have received your payday loan amount, if for any reason you think you will be unable to meet any arranged repayments, or if you think there will be any difficulty repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become aware.
Contacting your lender will provide you with the best opportunity to perhaps reschedule your loan repayments or discuss further options in more detail to avoid adverse action. Changing repayments of your loan amount could incur further charges or interest, the details of which can only be discussed directly with the lender of your payday or instalment loan. If no attempt is made to contact your lender and update them on any circumstantial changes or make the lender aware of any difficulty in paying back what you owe; they reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt. Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.
Non Payment Implications :
The inference of non-payment of your loan could involve adverse details being included within your credit report. This could adversely affect future attempts at securing credit or finance, in addition to further charges potentially being added by the lender. When ever you miss a payment entirely, you will often incur a fee charge that will be added on to the total amount that you owe. Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new re-payment date with you. If you are struggling, or think there is a possibility that you will not be able to meet repayments, It is strongly recommended that you contact the lender in the first instance.
Important Information: Collection Practices
- Don't borrow money if you know you will struggle to pay it back
- Don't ignore the situation, contact your lender as your first port of call
Please note that if do not repay your loan amount at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may negatively affect your credit score. This may adversely impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgments), or attempt to enforce, the lenders rights against you under your agreement.
Normally within 24 hours of application approval. Bank holidays, weekends and certian banks can impact delivery time up to 48 hours
Our lenders costs are the same for all states. They charge an establishment fee which is 20% of the loan amount you borrow plus a 4% monthly fee.
Yes you can. Your credit score does not always play a factor in most of our lenders decisions.
The loan amount and any fees will be electronically deducted from your bank account on the due dates. You do not have to do anything.
Please speak directly with your lender if you have any issues paying back the loan.
Fill out the easy online application and submit it. You are under no obligation at that point. You will be able to see the loan offer before agreeing to it.
All our lenders will perform credit checks but bad credit will not always preclude you from obtaining a loan
wwwtextloans.co.uk website is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk